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Mortgage Loan Programs for
Purchase and Refinance

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Conventional Loans

  • Loan amounts: $100,000 to $832,750

  • Minimum down payment: 5%

 

Jumbo Loans

For high-value properties exceeding conventional loan limits

  • Loan amounts: $832,751 and above

 

FHA & VA Loans (Government-Backed)

Flexible options designed to make homeownership more accessible

  • FHA: Only 3.5% down payment required

  • VA: 0% down payment for eligible veterans and service members

First-Time Homebuyer Loans

Tailored for new buyers entering the market.

  • Low down payment options: 3–5%

  • Bonus: $500 closing cost credit

Asset-Based Income Loans

Qualify using your investment or retirement assets instead of traditional income.

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Divorce Mortgage

We are experienced in helping clients purchase or refinance during a divorce 

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Condo Loans

We have the best condo mortgage loan options. From new construction, unwarrantable and regular transactions we have all the programs.

$500 Closing Cost Credit

Available for:

  • First responders

  • Teachers

  • First-time homebuyers

© 2026 Todd Probasco Mortgage Broker

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