Mortgage Loan Programs for
Purchase and Refinance
Conventional Loans
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Loan amounts: $100,000 to $832,750
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Minimum down payment: 5%
Jumbo Loans
For high-value properties exceeding conventional loan limits
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Loan amounts: $832,751 and above
FHA & VA Loans (Government-Backed)
Flexible options designed to make homeownership more accessible
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FHA: Only 3.5% down payment required
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VA: 0% down payment for eligible veterans and service members
First-Time Homebuyer Loans
Tailored for new buyers entering the market.
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Low down payment options: 3–5%
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Bonus: $500 closing cost credit
Asset-Based Income Loans
Qualify using your investment or retirement assets instead of traditional income.
Divorce Mortgage
We are experienced in helping clients purchase or refinance during a divorce
Condo Loans
We have the best condo mortgage loan options. From new construction, unwarrantable and regular transactions we have all the programs.
$500 Closing Cost Credit
Available for:
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First responders
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Teachers
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First-time homebuyers